BVN, NIN, and Credit Scoring in Nigeria and Beyond
Introduction: Why Identity and Credit Matter Imagine walking into a bank, ready to apply for a loan, only to be told you have “no credit history.” That phrase has kept…
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What Really Happens to Your BVN When You Default on a Loan?
Introduction: The Silent Power of Your BVN In Nigeria, your Bank Verification Number (BVN) is more than just an 11-digit code. It’s your financial fingerprint, connecting all your bank accounts…
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