Student Loans vs Personal Loans: Pros and Cons (Canada & USA)
Why this choice feels overwhelming Money decisions shape your future. Debt can accelerate your plans or hold you back. Choosing between a student loan and a personal loan is not…
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How Best to Teach Your Kids About Money in Nigeria, Africa, Europe, and America
Introduction: Why Kids and Money Matter Today Money isn’t just about bills and coins anymore—it’s digital, mobile, and global. Parents in Nigeria, Africa, Europe, and America face a common challenge:…
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How Do Finance Companies Make Money If They Don’t Take Deposits Like Banks?
Introduction: The Big Question Behind Finance Companies Most people understand how banks make money—by taking deposits from customers and lending them out at higher interest rates. But finance companies in…
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Are Nigerian Youth Truly Free? Examining Financial Literacy Gaps Despite Easy Access to Loans
Introduction – The Illusion of Financial Freedom In 2025, Nigerian Youth can download a mobile app, fill out a short form, and get a loan approved in less than 15…
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