BVN, NIN, and Credit Scoring in Nigeria and Beyond
Introduction: Why Identity and Credit Matter Imagine walking into a bank, ready to apply for a loan, only to be told you have “no credit history.” That phrase has kept…
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How fintech apps are reshaping savings and lending in Africa
How Fintech Is Rewriting the Rules of Saving and Borrowing in Africa Imagine this: someone in rural Kenya can now save, send money, and borrow small amounts – all with…
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What’s the Real Difference Between a Microfinance Bank and a Finance Company?
Introduction: Why This Matters More Than Ever In today’s fast-changing financial world, it’s easy to get confused by the wide range of financial institutions competing for your attention. We all…
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Why Are So Many Africans Rushing Into Fintech Apps?
Introduction Fintech Apps Picture this: a crowded Lagos market on a sunny afternoon. Vendors shout prices, customers haggle for better deals, and children dart between stalls. But here’s the twist—no…
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Shocking Credit Risk Secrets: Why Nigerian Finance Companies Say Yes While Banks Reject You
Introduction: Why Credit Risk Assessment Matters More Than You Think Credit Risk: When it comes to borrowing money in Nigeria, the first question isn’t “how much?”—it’s “can you be trusted…
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